---

Answers: I think he is pretending. We never hear the banker do we? no he makes it up as he goes along there is noone at the other end of the line lee lol The contestants sometimes hear him. I think it may be Noel's dead mother backstage. I think it's pretend, also. I don't think Noel/Howie is smart enough to calculate the figures without some assistance. I wondered that myself, if not he's a good actor! lol I was thinking that just the other day! ..My dad told me it was real because once he passed the phone to the contestant and they spoke to him lol =D yes he's real his name is graham collins and works for barklays no doubt pretend, except for when they had trump I think he needs help, it's probably not a banker, but someone from the production crew. He's a phony phoney!! The "banker" is a probabililities computer program that calculates the probability a contestant may or may not win a higher amount based upon what is left.

Noel is an actor. I thought that myself but we have heard the banker talk he has a posh voice also other people have spoken to the banker. The show would be honest enough to have the banker call. The mystery adds flavour to the game who it is. I bet one day it will be revealed to someone famous. I think if it was real they'd make it known on the show to promote interest in the program. i don't think the guy in the box in the shadows is really the banker. after watching the show a whole bunch of times i have come to the idea that someone IS on the phone but i think it's probably a producer of the show. I think that they know exactly the amount that they are going to give for every possible situation.

they aren't just pulling numbers out from the air and some guy won't feel nice one day and have a better deal than normal days.they will always have set numbers that they offer depending on the situation. or that's what i think He's not a "banker" but there is someone behind that dark window with a computer program that tells him exactly how much to offer depending on which ones are still on the board and which ones are gone. Yeah he's pretending, The same way he pretends that it was Mike Smiths fault that a contestant got killed on his BBC show instead of his. Yes he is real. Noel often passes the phone to the contestants, to let them talk to the banker themselves. I just wish we could hear what the banker was saying though. I think he makes it up as he's going along, but they wouldn't show us who the banker is anyway incase some bad loser roughed him up hahaha.

What happened to Identity, the pilot was great, hope they bring it back, prefered it because it took more skill than luck. Yeah,apparently he is real! The contestants do talk to him on occasions and we do hear him chuckling when someone is having a bad game.

But i want to know if it's always the same banker.and do they have more than one?! i think its the talking clock they are talking too

---