Are you in good control of your financial? How many of the following match to yo!
Question: (This question is for those who are at the age 20 or more to answer.)
1. Live paycheck by paycheck.
2. Pay minimum balance on credit card bill.
3. Making installment payments. (Auto
loan/Student loan/Furniture loan...)
4. Can't afford to lose job. (Or, currently unemployed)
5. No medical insurance.
6. Bad credit scores (less than 680)
7. Used to apply for social walfare (umemployment benefit.)
8. Used to file bankruptcy.
9. Renting an apartment, no properties.
10. Monthly mortgage payment more than 50% of your household net income.
11. No savings.
12. Issued bounce checks.
13. Single parents with no education fund for your kids.
14. There is a payroll garnishment on each of your paycheck.
Answers: (This question is for those who are at the age 20 or more to answer.)
1. Live paycheck by paycheck.
2. Pay minimum balance on credit card bill.
3. Making installment payments. (Auto
loan/Student loan/Furniture loan...)
4. Can't afford to lose job. (Or, currently unemployed)
5. No medical insurance.
6. Bad credit scores (less than 680)
7. Used to apply for social walfare (umemployment benefit.)
8. Used to file bankruptcy.
9. Renting an apartment, no properties.
10. Monthly mortgage payment more than 50% of your household net income.
11. No savings.
12. Issued bounce checks.
13. Single parents with no education fund for your kids.
14. There is a payroll garnishment on each of your paycheck.
1. Live paycheck by paycheck.no
2. Pay minimum balance on credit card bill. paid in full every month
3. Making installment payments. (Auto
loan/Student loan/Furniture loan...) nope
4. Can't afford to lose job. (Or, currently unemployed) unemployed by choice,im a stay at home mom for a few more weeks
5. No medical insurance. have that
6. Bad credit scores (less than 680) excellent crdit score for me and hubby
7. Used to apply for social walfare (umemployment benefit.) never did this
8. Used to file bankruptcy. did this 20 yrs ago
9. Renting an apartment, no properties. own a house
10. Monthly mortgage payment more than 50% of your household net income. no mortgage,house was paid off in feb 2007
11. No savings.got a couple of those accounts
12. Issued bounce checks. never
13. Single parents with no education fund for your kids. im married
14. There is a payroll garnishment on each of your paycheck..yes,husband pays alimony to first wife and it comes directly from his paycheck,which is good,means we don't have to remember to write a check every week and alimony is claimed when we file our taxes every year
Im a zero in all the good habits
well i hate to put myself on blast, but here we go:
1, 2, 3, 4, 9, 11
3.
I am very responsible with my finances. None of the above 14 would describe my situation. My parents taught me to save for a rainy day, and I did.
1 no
2 pay in full
3 1 truck payment
4can never afford to be unemployed for very long
5 insured to the hilt
6 don't know have not checked in a while
7 never
8 never
9 own my home
10 not even close
11 not enough
12 never
13 nope
14 never
neither
I'm 54.
1. Paycheck is suplimented by savings.
2. NA. (Do not own a credit card and never will. Why pay some bank 21% interest to spend my own money?)
3. I own everything outright. Even my house and car. No payments on anything.
4. Self employed
5. Nope. It costs more than we spend on health care so I see it as a losing proposition.
6. My credit score is superior ++
7. never have, never will.
8. Nope.
9. Own.
10. NA
11. Have savings account.
12. Use cash only. No checks or credit cards.
13. NA
14. NA
4 and 11 are the only ones that could be applied to me.
None of all the above...thank God...
I am a Financial Executive and guess that makes me in good control of my financial....