How do you save a little extra money?!


Question: We're getting ready to buy a house, I already have 401K, but I'm talking about just little money saving tips.... This house is well within our budget, but I thought why not put a little money back when we can. Do you have tips any for us?
Thanks in advance.


Answers: We're getting ready to buy a house, I already have 401K, but I'm talking about just little money saving tips.... This house is well within our budget, but I thought why not put a little money back when we can. Do you have tips any for us?
Thanks in advance.

My husband has a quite strict budget. What's left over (and there almost always is some) he puts in a savings account for un foreseen house owning catastrophes. Also, we have a financial guy who is a wizard! Good luck!

i dunno i always put money down...and when i need it..i kinda find it somewhere again

I have worked out how much I "wouldn't miss" and put that into a savings account.

Limit the dining out. Pack your lunch, instead of going out for lunch. Cut out the trips to the coffee shop. Make a budget, and stick to it. Make sure that your car is tuned up, and the tires are properly inflated.
Just a few.
Good luck and congrats on the house.

Build more passive income

Turn off switches on the wall when not using them

To save money limit your spending of it.
I prioritize my purchases carefully. If is toilet paper the 99 cent store makes better sense to me then the grocery stores which have higher prices. Those new light bulbs that save energy are $3+ at the market and maybe $1-$1.49 at the 99 cent stores.

I'm not sure what you are saving for? Down Payment or mortgage payment. I wouldn't use your 401k for a down payment.
When we were saving for our house we took it directly from our paychecks and put it into an account. We used a savings account but I'm sure there is something better for returns. You could talk to your bank to set up something. As for mortgage payments on a 30 year loan if you make just one extra payment a year it will pay off 8YEARS!! early. Even if you spread it out over the year. I try to make 2 extra payments a year plus extra on principle every month. Good luck in your new Home!

Dont have your heating on when your not home that will save on gas.
turn tv's and other electrical things off at the plug it's suprising how much electric that saves.
dont do half wash loads of clothes wait until you have a full wash load
when doing your weekly shop have a look around different shops see if you can get things cheaper it all adds up at the end of the month

Good luck with your house and money saving

Go shopping with a list but be willing to change to accommodate any bargains you might find. Make a food menu for the week, planing in using left overs from the day before and plan meals that use firstly whats in your cub-board, when every-things gone your free anyway to choose your favourites, but writing a menu will also help you to eat a balanced diet cause you'll see how much junk food your eating,,,,
and don't buy too much unless its on offer,,, if something is on special offer then bulk buying allowed....
On another point, set up a special bank account for all the fixed amount bills and pay them from the new account that way one account should never be overdrawn and your bank charges will be for one debit (to the good account) instead of loads of little debits. This account may also pay interest, if so pay a little extra into it for emergencies rather than sinking into debt on credit cards or your standard account...



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