Survey about health insurance. (Please?)?!


Question: Survey about health insurance!. (Please!?)!?
Do you have health insurance!?

If no is it because it's too expensive!?
Is it because you don't qualify due to an existing condition!?
Is it because you want to pick your own doctors!?
Is there some other reason!?

If yes is it worth what you pay for it!?
Does it include dental!?
If so do you pay extra!?
What about vision!?
If so is that extra!?
Do you get to choose any doctor or is there a list of preferred providers!?
Does it cover prescriptions!?
Are you satisfied with it!?
Have you ever been unjustly denied a claim!?
Have you ever been burned by the "preexisting condition" clause!?

Overall would you say that insurance is a scam/racket!?

Comments!? (Besides that this was long--Sorry!.)Www@Enter-QA@Com


Answers:
I no longer have health insurance, because my husband got sick last year and was aunable to return to work!. We took the Cobra option for him and dental and eyeglass for the family!. because of his condition, he had to be transferred to an "out of netwrok" hospital!. The insurance refused to pay the bill that is in excess of $150,000!.00!. The hospital has been fighting it out with the insurance since then and we are aying $200!.00/month to the hospital just in case the insurance doesn't come through!. So, we are paying nearly $1000!.00 for coverage that won't pay the bills!. he sill has o go to that hospital once per month for tests and doctor visits!. So, the total keeps rising!. Sometimes I think we'd be better off just getting rid of the Cobra and paying the hospital more!. I now must pay cash for doctor visits, prescriptions, etc!. The dental insurance pays 90% of routine things, but nothing for anything beyond cleaning, fillings and extrations!. The eyeglass is great free exam and $25!.00 for glasses & you can pick your own frames!. The Rx insurance that comes with the health insurance is $8!.00 for generic and 30!.oofor brand!. But, the formulary is very limited, so most new, cutting edge medications aren't covered!. I am NOT at all happy with the insurance system!. Someone is getting rich while my family is spending our life savings!.!.!.Www@Enter-QA@Com

I have major medical insurance through my job, but I have never used it!. It's a PPO, it's through Blue Cross Blue Shield, it covers prescriptions (but I've never even HAD a prescription), it covers some pre-existing conditions as long as you've had the insurance for a certain amount of time before making a claim!.

Like I said, I've never even used it!. I'm not one of those people who runs to the doctor every time I get a runny nose or a headache (I work with a hypochrondriac)!.Www@Enter-QA@Com

Do you have health insurance!? -- No

If no is it because it's too expensive!? - Yes

Overall would you say that insurance is a scam/racket!? -- Yes

Comments - The survey is short if you don't have health insurance!. I wish I had insurance but I find those who do are always at the doctor!. I never get sick and I don't feel the need to have my cholesterol checked every month--that right there is a scam!.Www@Enter-QA@Com

i have an insurance!.!.!.
your questions are too long!.!.!. :P

Are you an insurance dealer!?
Do you have an insurance!?

If no is it because it's too expensive!?
Is it because you don't qualify due to an existing condition!?
Is it because you want to pick your own doctors!?
Is there some other reason!?

If yes is it worth what you pay for it!?
Does it include dental!?
If so do you pay extra!?
What about vision!?
If so is that extra!?
Do you get to choose any doctor or is there a list of preferred providers!?
Does it cover prescriptions!?
Are you satisfied with it!?
Have you ever been unjustly denied a claim!?
Have you ever been burned by the "preexisting condition" clause!?

Overall would you say that insurance is a scam/racket!?

Comments!?Www@Enter-QA@Com

1!.yes

If yes is it worth what you pay for it!? I don't pay
Does it include dental!? yes
If so do you pay extra!? Idk
What about vision!?yes
If so is that extra!?no
Do you get to choose any doctor or is there a list of preferred providers!?List
Does it cover prescriptions!?Yes
Are you satisfied with it!?Yes
Have you ever been unjustly denied a claim!? No
Have you ever been burned by the "preexisting condition" clause!?No

I would not say it is a scam/racket!.Www@Enter-QA@Com

I have insurance because I make to much to qualify for any kind of help with it!. There are some good companies, but not alot!. They are in it for the money, not the people!. That's why we need universal health care!. :)Www@Enter-QA@Com

my mom just got a new insurance for me that covers everything until I turn 19!. she pays $15 a month for it!. So now I can get braces!. yay for soon to be straight teeeeth!.

:DWww@Enter-QA@Com

I have insurance and this survey is too long for me sorry!.Www@Enter-QA@Com

I'm a stay at home mom and can't afford health insurance!.Www@Enter-QA@Com

No I don't have health insurance and yes it's because of the price!.Www@Enter-QA@Com

no,It puts me under too much pressure to get sick!!!!Www@Enter-QA@Com

No comments!. you should if your require do it !.Www@Enter-QA@Com

Do you have health insurance!? Yes, but I don't use it!. See comments!.

If no is it because it's too expensive!?
Is it because you don't qualify due to an existing condition!?
Is it because you want to pick your own doctors!?
Is there some other reason!?

If yes is it worth what you pay for it!? Yes!.
Does it include dental!? Yes!.
If so do you pay extra!? No!.
What about vision!? Yes!.
If so is that extra!? No!.
Do you get to choose any doctor or is there a list of preferred providers!? Any doctor!.
Does it cover prescriptions!? Yes!.
Are you satisfied with it!? No!.
Have you ever been unjustly denied a claim!? No!.
Have you ever been burned by the "preexisting condition" clause!? No!.

Overall would you say that insurance is a scam/racket!? YES!.

Comments!? (Besides that this was long--Sorry!.) It's not fair that I should have health insurance paid for by the government when there are people out there who make 1/10th of what my salary is, who cannot afford to take their children to the doctor when they need to go, because it's just too expensive!. If you don't qualify for Medicaid and you don't have enough income to pay $10,000 a year for insurance, you are out of luck in this country!. There are people, elected officials, whose own health care is covered by the govt, who are still voting against socialized health care for everyone else!. While they sit there and take it themselves!!! They all get it!!! And they are going to tell you it's a BAD THING!?!!?!!? And people are going to believe them!?!!? I mean, come on! THEY HAVE IT; they use it themselves! That's like me telling you chocolate cake is evil while I stuff my face with it all the while!!!!!!!

Sorry!.!.!. Just one of the many nonsensical things that bug me!.Www@Enter-QA@Com



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