How Bad Is Your Credit ...?!
Question: How Bad Is Your Credit !.!.!.!?
I'm not asking for your personal information!. I just want to know are you having problems in life due to your bad credit history!? I have a few issues and would like to know how to fix them but don't really know where to start!. Any information is really appreciated!. Please don't assume this is chatting whoever keeps getting my questions deleted!. This is a legitimate request and I would like to have real answers!. Thanks!
This question has been asked in the Finance/Credit category also!. I just want to get a few more answers!. Thanks again!Www@Enter-QA@Com
This question has been asked in the Finance/Credit category also!. I just want to get a few more answers!. Thanks again!Www@Enter-QA@Com
Answers:
I killed my credit when I was 18 yrs old!. I am 38 now and just got it repaired when I was 34!. I maxed out some credit cards and didn't pay other bills!. That is what killed me!.
Now I have 2 credit cards!. Discover and Visa!. Whatever I charge I pay off at the end of the month!. I don't carry any balances on my cards!. That is where they get you!. I don't spend money frivolously anymore!. If I need to make a large dollar amount purchase I save until I can afford it!. But if you want to build your credit back up you need to start by paying off all of your old outstanding bills!.!.!.!.!.!.!.!.!.A credit agency can help you out if you have a lot of debt!. But if it is minor stuff than you can fix it yourself!.
Just remember that one day you will need that credit to get a car or house loan!. And if you use credit cards in the future make small purchases and pay off the balance!. That will help out your credit score immensely!. The higher your FICO score is the lower your interest rates will be!.Www@Enter-QA@Com
Now I have 2 credit cards!. Discover and Visa!. Whatever I charge I pay off at the end of the month!. I don't carry any balances on my cards!. That is where they get you!. I don't spend money frivolously anymore!. If I need to make a large dollar amount purchase I save until I can afford it!. But if you want to build your credit back up you need to start by paying off all of your old outstanding bills!.!.!.!.!.!.!.!.!.A credit agency can help you out if you have a lot of debt!. But if it is minor stuff than you can fix it yourself!.
Just remember that one day you will need that credit to get a car or house loan!. And if you use credit cards in the future make small purchases and pay off the balance!. That will help out your credit score immensely!. The higher your FICO score is the lower your interest rates will be!.Www@Enter-QA@Com
Mine is okay!. In fact, quite good!.
Can you consolidate your credit card balances, other monthly bills to one, lower interest account!? Having to pay one bill is much better than having to pay a lot of bills!.
I make payments on 2 credit cards each month!. I make sure that I don't pay just the minimum payment, ever!. You never get the balance knocked down if you do that!. I pay at least triple the minimum payment, more if I have it to spare!.Www@Enter-QA@Com
Can you consolidate your credit card balances, other monthly bills to one, lower interest account!? Having to pay one bill is much better than having to pay a lot of bills!.
I make payments on 2 credit cards each month!. I make sure that I don't pay just the minimum payment, ever!. You never get the balance knocked down if you do that!. I pay at least triple the minimum payment, more if I have it to spare!.Www@Enter-QA@Com
My parents have bad credit!. They've made the stupidest decisions!. Now they're buried in even more debt :(Www@Enter-QA@Com
My credit is excellent
To start fixing yours you need to contact a Credit agency such as Experian and request a copy of your credit report and start paying off the debts you oweWww@Enter-QA@Com
To start fixing yours you need to contact a Credit agency such as Experian and request a copy of your credit report and start paying off the debts you oweWww@Enter-QA@Com
well i'm only 19 & i owe money on a credit card but i pay some of it off every month Www@Enter-QA@Com